Traveling in Retirement: A Guide To Seeing The World Without Counting Vacation Days

For the best use of your retirement travel dollars, consider visiting one “bucket list” destination each year and adding in a few additional vacations closer to home. You might also consider including a volunteer engagement in your travel plans – you can help people or the environment or whatever cause is close to your heart and see the world at the same time. Your newfound free time will also afford you the opportunity to be spontaneous and take advantage of last-minute deals.

Traveling in retirement has advantages over those who are limited by their work responsibilities and available vacation days. Destination and logistics preferences vary widely depending on personal interests, health considerations, budget, and mobility. However, there are distinct travel categories that are popular thanks to their cultural richness, accessibility, safety, and exclusive amenities.

Here are some top locations for traveling in retirement.

European River Cruises

River cruises along the Rhine, Seine or Elbe rivers offer a relaxed way to explore Europe's historic cities, picturesque countryside, and charming villages without the hustle and bustle of large ocean cruises or having to pack and change hotels with each stop.

Best times to go: Peak summer months bring hot temperatures, large crowds and higher prices to the region. With milder weather, smaller crowds and generally lower prices, the shoulder seasons (spring and fall) are a perfect choice for retirees.

Best partners: consider Viking, AmaWaterways or Uniworld

Mediterranean Cruises

Cruising to destinations like the Greek islands, Italy, Spain, and Croatia provide opportunities to visit ancient ruins, immerse yourself in Mediterranean cuisine, and soak up the sun while having the convenience of accommodations and amenities onboard.

Best times to go: As with river cruises, to avoid crowds and hot temperatures but enjoy good weather and access to key attractions, April, May, September and October are ideal.

Best partners: Viking, Ponant or Seabourn

Polar Travel

For those retirement travelers who have seen much of the world through work and recreation, a more adventurous destination like the Arctic Circle or Antarctica might be of interest. These expeditions include an educational component with onboard experts to guide the traveler as they experience the natural wonders and wildlife.

Best times to go: The summer months, when the sea ice melts enough to let ships pass and the midnight sun illuminates the northern extremes, are the best time to cruise the arctic. Most departures in the May to September window, with April an option for those wishing to see the Northern Lights. For Antarctica, the prime season is the polar opposite (pun intended), with sailings during the winter months of November through March.

Best partners: Quark, Lindblad and Silversea

Morocco

Surprisingly affordable and easy to get to from the United States, Morocco should be on the retired travelers short list of destinations. With coasts on both the Atlantic Ocean and the Mediterranean Sea, and only an hour's ferry ride from Spain, Morocco is a rich and varied mix of cultures. The Arab, Moorish, African, and European influences merge as much in its architecture and languages as in its famous cuisine.

Best times to go: The best time to visit Morocco is generally during the autumn (September-November) or early spring (March-April), but Morocco is a year-round destination. Skip the summer to avoid the scorching heat and the dead of winter for the coldest nights.

Best partners: Experience Morocco

Northern lights

Chasing the Northern Lights can be a wonderful adventure if you have time to spare during their high season. Nothing in nature is guaranteed so plan to invest a few extra nights to improve your chances of seeing them. The best countries to see the Aura Borealis are Iceland, Norway, and Finland as destinations to explore.

Best times to go: November through February is peak season for Northern Lights viewing because the nights are the longest, but a visit anytime between September and March offers a good chance to see them, with March having the best chance of clear skies.

Best partners: Nordic Luxury

Hawai'i

With its year-round warm weather, stunning beaches, and diverse landscapes, Hawaii is an excellent destination for relaxation, outdoor recreation, and cultural experiences, including traditional hula performances and luaus.

Best times to go: anytime! Be sure to Include Maui as part of your plan to help revitalize tourism since the fires in 2023. April to June and mid-August to mid-September are Hawaii's "low seasons," and airfares are lower during these periods.

Best partners: Turtle Bay Resort

Japan

Japan's mix of ancient traditions and modern innovation makes it an intriguing destination for older travelers interested in history, culture, and cuisine. Highlights include exploring historic temples and gardens, experiencing traditional tea ceremonies, and witnessing the cherry blossom season.

The best time to visit Japan is between March and May and between September and November as it's both warm and dry between these periods. However, the joys of springtime and the iconic blooming of the cherry blossoms in Japan is on many bucket lists which means you'll be sharing the space with plenty of other travelers. If you don't like crowds, this is not the time to visit Japan. If you are a skier or snowboarder, Japan in winter offers some of the best ski resorts in the world.

Best partners: Real Japan

Safari in Africa

Safari destinations like Tanzania, Kenya, or South Africa offer the opportunity to see wildlife like elephants, lions, and giraffes in their natural habitats, as well as cultural experiences and stunning landscapes.
When planning a trip, it's essential for even the most experienced traveler to consider factors such as accessibility, medical facilities, travel insurance, and the availability of accommodations with amenities such as elevators, handrails, and accessible bathrooms. Additionally, consulting with a travel agent or tour operator specializing in this very complicated travel can help ensure a smooth and enjoyable adventure.

Best times to go: November–April is considered “green season,” the warmer green season means better availability and rates on safari, the ideal time to visit Cape Town and the Winelands, and Victoria Falls is February–May.
May–October is the dry season in Africa, with cooler and drier conditions allows better visibility and higher game density around water sources.
June–August is the ideal time for water-based safaris in the Okavango Delta.

Best partners: Abercrombie & Kent

1. Plan ahead: Research destinations are part of the fun, accommodations, and activities well in advance to ensure a smooth and enjoyable trip.

2. Budget wisely: Determine your travel budget and stick to it. Consider using discounts and loyalty programs to save money.

3. Stay active: Engage in activities that match your interests and physical abilities, whether it's hiking, sightseeing, or cultural experiences.

4. Travel off-peak: Avoid peak tourist seasons to save money and avoid crowds. Plus, you'll have a more authentic experience of your destination.

5. Pack light: Traveling with less luggage can make it easier to navigate airports, train stations and hotel rooms.

6. Stay connected: Keep family and friends updated on your travels and consider using technology like GPS or travel apps for added safety and convenience.

7. Stay healthy: Prioritize your health while traveling by staying hydrated, eating well, getting enough rest, and taking necessary medications.

8. Embrace spontaneity: While planning is important, leave room for unexpected adventures and discoveries along the way.

Traveling in Retirement is a rewarding way to spend your time after your working years come to a close. From cultural exploration to active adventure, volunteer travel and wellness retreats, the possibilities are endless. Make the most of these opportunities by partnering with a travel advisor who understands your travel style and needs, and will help you plan memorable, meaningful experiences in the years to come!

In need of further inspiration? Check out Renee Olson’s trip report, Best Cruises for Older Adults.